February News and Discounts

 

FEBRUARY, 2010 – NSEA SNIPPETS

From: Eleanor “Snookie” Krumbiegel     

NEA Member Benefits Regional Representative

 

Create A New “Financial You” in 2010…

Utilizing the National Foundation for Credit Counseling’s

“Ten Commandments of Personal Financial Health”

 

1. I open my bills the day they arrive.
2. I review my monthly creditor statement thoroughly.
3. I pay my bills on time.
4. I record each check I write, along with any ATM withdrawals
5. I do not max out my credit card limits.
6. I track my spending and know where my money goes.
7. I have at least one month’s income earmarked for emergencies.
8. I have three to six month’s income saved in the event I lose my job.
9. I have an annual insurance check-up.
10. I have a well thought out plan for tomorrow, and am executing it.

 

Visit neamb.com for additional information and/or contact Snookie NSEA’s NEA MB Specialist through your NSEA UniServ Director to set up a financial seminar in your area.

 

DID YOU KNOW?

Pre-Retired/Retired Members

Insurance needs don’t disappear in retirements.  Often those needs become more complex. Saving money is important but disaster can wipe you unless you have insurance to cover the things you own and the people you love.  Do some homework on the Internet, neamb.com or at a library or bookstore to safeguard yourself and your family.  You may also want to look into Long Term Care and Life insurance for a spouse (pay for estate taxes for survivors).

 

Mid-Career Members

Purchasing term insurance rather than purchasing several specific insurances can be an important strategic move as it often offers broader coverage and is usually more economical. Choose a policy that’s affordable to your current income, if you own a home consider an “umbrella liability” policy that offers additional protection.

 

Younger Members

You should have health insurance to cover you for a short period or maybe a long time in case you have an accident or illness that prevents you from working.  And equally important to you is protecting your income – usually your biggest asset with disability insurance.  Along with auto insurance it is important to have home or renter’s insurance that covers home theft, damage, personal injury and clean-up expenses.

 

Good News for “First-time” and “Repeat” Homebuyers!

For a limited time, qualified “first-time” homebuyers may receives a tax credit up to $8,000 as part of the extended First-time Homebuyer Tax Credit and Advance Loan Program.  “Repeat” homebuyers who have owned their residence for 5 consecutive years may qualify for a tax credit up to $6,500.  Check with your tax advisor and then call the NEA Home Financing Program for details (1-800-NEA-4-YOU (632-4968).

(Visit neamb.com for additional product, insurance, financial, and credit information)

  

NEAMB.COM – Register On-line for Up-Coming Sweepstakes and Promotions!

(See neamb.com for complete rules)

        

January 22^nd – February 14^th   “Sweet on YOU”!!!

Gift Basket includes: $100 from Barnes & Noble & iTunes; a cookbook; free H&R Block tax preparation and a box of chocolates!

 

March 1^st – April 15^th   “Spring Ahead”!!!

Quicken Financial Software

 $1,000 Liberty Travel Gift Cards

Alamo 2-Day Weekend Car Rental Certificates

 

March 16^th – 31^st

Barnes & Noble “Nook” eReaders (10% B&N Discount thru Feb.)

March 15^th – April 14th

$5,000 Travel Getaway Sweepstakes and FIVE $500 Whirlpool Gift Cards

 

NEW ONLINE!!!!!

NY & Company – Snap Fitness Health Clubs – NEA Auto Purchase Advantage

 

NEA MEMBER BENEFITS
“Click & Save”

 NEA Members…One Stop Discount Shopping Website!

“YOUR DEDICATION DRIVES OURS!”